?[see you at 3:00] the minimum down payment is 60%. The state owned housing fund implements the "house and loan" policy for the second housing fund. The state owned housing fund center issued the notice on adjusting the individual housing loan policy of the housing fund to further optimize the service. It is clear that the "house and loan" policy is implemented for the second housing fund. The down payment ratio of the second housing is adjusted to a minimum of 60% and a maximum of 510000 yuan. The new deal will be implemented from April 25, 2122, subject to the date of online signature. Change 1: the first change in the new deal is that the application conditions for loans can be adjusted only after the account has been deposited for more than half a year. According to the regulations, when the loan applicant applies for the loan, he / she shall pay the housing fund continuously for more than 5 months (including) and his / her housing fund account is in the normal state of payment; or, with the approval of the housing fund management center of the central state organ (hereinafter referred to as the fund center), he / she shall pay the employee in the state of delayed payment, sealing or retirement account cancellation. At the same time, there are no outstanding individual housing loans of housing accumulation fund and policy interest discount loans between the husband and wife of the borrower. Change 2: the second set of ho最新福彩3d杀号技巧 using is recognized as "house and loan" as Beijing Municipal provident fund before, and the State Administration provident fund center also adjusted the recognition standard of the second set of housing to "house and loan". According to the new deal, if the borrower's family (including the borrower, spouse and minor children) has no housing in Beijing and the couple has no housing loan record (including commercial housing loan and housing provident fund loan record), the first housing loan policy shall apply.